IMPORTANT DEFERRED INTEREST PROMOTIONAL DETAILS (when offered): No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period. With credit approval, for qualifying purchases made on a Sears or Shop Your Way credit card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears and Shop Your Way credit cards: As of 9/24/2019, APR for purchases: Variable 8.99% - 26.99% or non-variable 5.00% - 26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.
Sears and Shop Your Way credit cards are issued by Citibank, N.A.
As of 9/24/2019, the APR for purchases (and for the Shop Your Way Mastercard®, the APR for balance transfers) is 26.99% and the APR for cash advances is 28.90%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. For the Shop Your Way Mastercard, the balance transfer fee is 5% of each transaction, minimum $10, and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details.
Mastercard® is a registered trademark, and the circles design is a trademark design of Mastercard International Incorporated. Shop Your Way, Inc. is an indirectly wholly owned subsidiary of Transform SR Holding Management LLC. Shop Your Way and related logos, are used with permission of Transform SR Brands LLC. The Shop Your Way Mastercard is issued by Citibank, N.A., pursuant to the license by Mastercard International. Citi and Arc Design is a registered service mark of Citigroup Inc.
* Sears Card offers may not be available online for all locations.